Need Tips To Help Your Xmas Spending I honestly think we are spending way to much we see rich celebs having fun all the time we just want a tast of the rich life but in the end we end up suffering. I see all my friends losing there homes due to the economy i think its really sad people learn how to control your money spending. Just one mans opinion on this lol

  • Set a clear budget and stick to it.
  • Make a list of presents and don't be tempted to buy more.
  • Start saving now
  • Start buying now so you can spread your cost.
  • Don't be tempted by the numerous buy now pay later offers.
  • Offers that appear to be too good to be true invariably are.
  • Make your decisions and stick to them – you'll appreciate the New Year more if you do.

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